Skip to main content

GMC Terrain Insurance Cost

The GMC Terrain is a compact suv with an average insurance cost of $1,620/yr. It carries a 5/5 NHTSA safety rating and low theft risk. See how costs break down by year below.

Quote My Terrain

$1,620/yr

Avg. Annual Insurance

5/5 NHTSA

Safety Rating

Low

Theft Risk

Compact SUV

Body Type

About GMC Terrain Insurance

The GMC Terrain is a popular compact suv that averages $1,620/yr in annual insurance premiums. This places it below the national average of approximately $1,770 per year.

With a 5/5 NHTSA safety rating, the Terrain is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The low theft risk also helps keep comprehensive coverage affordable.

Insurance costs vary by model year — newer Terrains (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.

Frequently Asked Questions

Get Your GMC Terrain Insurance Quote

Your actual rate depends on your specific Terrain, your driving history, where you live, and the coverage you choose. Compare quotes from 40+ carriers in minutes.

Compare Terrain Insurance Rates