GMC Terrain Insurance Cost
The GMC Terrain is a compact suv with an average insurance cost of $1,620/yr. It carries a 5/5 NHTSA safety rating and low theft risk. See how costs break down by year below.
Quote My Terrain$1,620/yr
Avg. Annual Insurance
5/5 NHTSA
Safety Rating
Low
Theft Risk
Compact SUV
Body Type
Insurance Cost by Year — GMC Terrain
About GMC Terrain Insurance
The GMC Terrain is a popular compact suv that averages $1,620/yr in annual insurance premiums. This places it below the national average of approximately $1,770 per year.
With a 5/5 NHTSA safety rating, the Terrain is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The low theft risk also helps keep comprehensive coverage affordable.
Insurance costs vary by model year — newer Terrains (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.
Frequently Asked Questions
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