Ram 2500 Insurance — Safety Ratings & Recalls
The Ram 2500 is a heavy-duty truck. Its best NHTSA overall rating across tested variants is 4 stars. The table below lists the NHTSA overall rating, recalls and complaints for each model year (NHTSA 5-Star Safety Ratings, Recalls and Complaints, fetched 2026-09-02).
Quote My 2500Heavy-Duty Truck
Body Type
4 stars NHTSA overall
Best NHTSA Overall Rating
2020–2026
Model Years Covered
United States
Country of Origin
Ram 2500 — NHTSA Ratings, Recalls and Complaints by Year
| Model year | NHTSA overall rating | Recalls | Complaints |
|---|---|---|---|
| 2020 Ram 2500 | 4 stars | 10 | 163 |
| 2021 Ram 2500 | 4 stars | 8 | 105 |
| 2022 Ram 2500 | 4 stars | 12 | NHTSA lists no count |
| 2023 Ram 2500 | 4 stars | 8 | NHTSA lists no count |
| 2024 Ram 2500 | 4 stars | 5 | NHTSA lists no count |
| 2025 Ram 2500 | 4 stars | 6 | NHTSA lists no count |
| 2026 Ram 2500 | 4 stars | 7 | NHTSA lists no count |
Source: NHTSA 5-Star Safety Ratings, Recalls and Complaints, fetched 2026-09-02 (National Highway Traffic Safety Administration, https://www.nhtsa.gov/nhtsa-datasets-and-apis). Star ratings are NHTSA's 5-Star Safety Ratings per tested vehicle variant; 'Not Rated' means NHTSA did not test that variant. Recall and complaint counts are the counts NHTSA computes for the make, model and model year on the fetch date.
What does Ram 2500 insurance cost?
No public source prices a specific model. In 2023, the average U.S. driver spent $1,282 per insured vehicle on liability, collision and comprehensive coverage (NAIC Auto Insurance Database Report, 2023 data).
Your rate depends on your driving record, your ZIP code, the coverage you pick and the model year. Crash-test ratings, repair costs and theft claims for the model move the price as well. A quote is the only price for your Ram 2500.
About Ram 2500 Insurance
The Ram 2500 is a heavy-duty truck from Ram. Ram is the truck brand of Stellantis. Its line includes the 1500 and 2500 pickups, the 1500 Rebel and the ProMaster van.
Insurers price the replacement value, the repair cost, the crash-test results and the theft claims of the 2500. The model year moves the price as well: a newer year costs more to replace, and an older year can lack the safety equipment that earns a discount. Open a year page for the NHTSA-tested variants and their ratings.
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