Ram 1500 Rebel Insurance Cost
The Ram 1500 Rebel is a off-road truck with an average insurance cost of $1,950/yr. It carries a 5/5 NHTSA safety rating and medium theft risk. See how costs break down by year below.
Quote My 1500 Rebel$1,950/yr
Avg. Annual Insurance
5/5 NHTSA
Safety Rating
Medium
Theft Risk
Off-Road Truck
Body Type
Insurance Cost by Year — Ram 1500 Rebel
About Ram 1500 Rebel Insurance
The Ram 1500 Rebel is a popular off-road truck that averages $1,950/yr in annual insurance premiums. This places it above the national average of approximately $1,770 per year.
With a 5/5 NHTSA safety rating, the 1500 Rebel is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The medium theft risk also has a moderate impact on comprehensive coverage costs.
Insurance costs vary by model year — newer 1500 Rebels (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.
Frequently Asked Questions
How much does Ram 1500 Rebel insurance cost?
The average insurance cost for a Ram 1500 Rebel is $1,950/yr. Actual rates vary based on your model year, driving record, location, and coverage levels. Newer model years cost 5-10% more while older years can be 5-15% cheaper.
Is the Ram 1500 Rebel expensive to insure?
Compared to the national average of about $1,770/yr, the Ram 1500 Rebel at $1,950/yr is above average in insurance cost. As a off-road truck, it falls within the typical range for its class.
What is the Ram 1500 Rebel's safety rating?
The Ram 1500 Rebel has a 5/5 NHTSA safety rating. Strong safety ratings can help lower your insurance premiums, as vehicles with better crash protection result in fewer and less severe injury claims.
Is the Ram 1500 Rebel a theft target?
The Ram 1500 Rebel has a medium theft risk rating. Moderate theft risk means comprehensive coverage is reasonably priced. Anti-theft devices may still qualify you for discounts.
How can I get cheap Ram 1500 Rebel insurance?
Compare quotes from multiple carriers (Truvo compares 40+ for free), consider a higher deductible, maintain a clean driving record, bundle auto and home insurance, and ask about discounts for safety features, good student status, or low mileage.
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