Tesla Model Y Insurance — Safety Ratings & Recalls
The Tesla Model Y is a electric suv. Its best NHTSA overall rating across tested variants is 5 stars. The table below lists the NHTSA overall rating, recalls and complaints for each model year (NHTSA 5-Star Safety Ratings, Recalls and Complaints, fetched 2026-09-02).
Quote My Model YElectric SUV
Body Type
5 stars NHTSA overall
Best NHTSA Overall Rating
2020–2026
Model Years Covered
United States
Country of Origin
Tesla Model Y — NHTSA Ratings, Recalls and Complaints by Year
| Model year | NHTSA overall rating | Recalls | Complaints |
|---|---|---|---|
| 2020 Tesla Model Y | 5 stars | 24 | 275 |
| 2021 Tesla Model Y | 5 stars | 23 | NHTSA lists no count |
| 2022 Tesla Model Y | 5 stars | 20 | NHTSA lists no count |
| 2023 Tesla Model Y | 5 stars | 17 | NHTSA lists no count |
| 2024 Tesla Model Y | 5 stars | 5 | NHTSA lists no count |
| 2025 Tesla Model Y | 5 stars | 3 | 96 |
| 2026 Tesla Model Y | 5 stars | 8 | NHTSA lists no count |
Source: NHTSA 5-Star Safety Ratings, Recalls and Complaints, fetched 2026-09-02 (National Highway Traffic Safety Administration, https://www.nhtsa.gov/nhtsa-datasets-and-apis). Star ratings are NHTSA's 5-Star Safety Ratings per tested vehicle variant; 'Not Rated' means NHTSA did not test that variant. Recall and complaint counts are the counts NHTSA computes for the make, model and model year on the fetch date.
What does Tesla Model Y insurance cost?
No public source prices a specific model. In 2023, the average U.S. driver spent $1,282 per insured vehicle on liability, collision and comprehensive coverage (NAIC Auto Insurance Database Report, 2023 data).
Your rate depends on your driving record, your ZIP code, the coverage you pick and the model year. Crash-test ratings, repair costs and theft claims for the model move the price as well. A quote is the only price for your Tesla Model Y.
About Tesla Model Y Insurance
The Tesla Model Y is a electric suv from Tesla. Tesla is a U.S. maker of electric vehicles. Its line includes the Model 3 and Model S sedans, the Model Y and Model X SUVs, and the Cybertruck.
Insurers price the replacement value, the repair cost, the crash-test results and the theft claims of the Model Y. The model year moves the price as well: a newer year costs more to replace, and an older year can lack the safety equipment that earns a discount. Open a year page for the NHTSA-tested variants and their ratings.
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