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Volvo S60 Insurance Cost

The Volvo S60 is a luxury sedan with an average insurance cost of $2,180/yr. It carries a IIHS Top Safety Pick+ safety rating and low theft risk. See how costs break down by year below.

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$2,180/yr

Avg. Annual Insurance

IIHS Top Safety Pick+

Safety Rating

Low

Theft Risk

Luxury Sedan

Body Type

About Volvo S60 Insurance

The Volvo S60 is a popular luxury sedan that averages $2,180/yr in annual insurance premiums. This places it above the national average of approximately $1,770 per year.

With a IIHS Top Safety Pick+ safety rating, the S60 is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The low theft risk also helps keep comprehensive coverage affordable.

Insurance costs vary by model year — newer S60s (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.

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