Volvo XC90 Insurance — Safety Ratings & Recalls
The Volvo XC90 is a luxury mid-size suv. Its best NHTSA overall rating across tested variants is 5 stars. The table below lists the NHTSA overall rating, recalls and complaints for each model year (NHTSA 5-Star Safety Ratings, Recalls and Complaints, fetched 2026-09-02).
Quote My XC90Luxury Mid-size SUV
Body Type
5 stars NHTSA overall
Best NHTSA Overall Rating
2020–2026
Model Years Covered
Sweden
Country of Origin
Volvo XC90 — NHTSA Ratings, Recalls and Complaints by Year
| Model year | NHTSA overall rating | Recalls | Complaints |
|---|---|---|---|
| 2020 Volvo XC90 | 5 stars | 7 | NHTSA lists no count |
| 2021 Volvo XC90 | 5 stars | 6 | NHTSA lists no count |
| 2022 Volvo XC90 | 5 stars | 4 | NHTSA lists no count |
| 2023 Volvo XC90 | 5 stars | 6 | NHTSA lists no count |
| 2024 Volvo XC90 | 5 stars | 3 | NHTSA lists no count |
| 2025 Volvo XC90 | 5 stars | 2 | NHTSA lists no count |
| 2026 Volvo XC90 | 5 stars | NHTSA lists no count | NHTSA lists no count |
Source: NHTSA 5-Star Safety Ratings, Recalls and Complaints, fetched 2026-09-02 (National Highway Traffic Safety Administration, https://www.nhtsa.gov/nhtsa-datasets-and-apis). Star ratings are NHTSA's 5-Star Safety Ratings per tested vehicle variant; 'Not Rated' means NHTSA did not test that variant. Recall and complaint counts are the counts NHTSA computes for the make, model and model year on the fetch date.
What does Volvo XC90 insurance cost?
No public source prices a specific model. In 2023, the average U.S. driver spent $1,282 per insured vehicle on liability, collision and comprehensive coverage (NAIC Auto Insurance Database Report, 2023 data).
Your rate depends on your driving record, your ZIP code, the coverage you pick and the model year. Crash-test ratings, repair costs and theft claims for the model move the price as well. A quote is the only price for your Volvo XC90.
About Volvo XC90 Insurance
The Volvo XC90 is a luxury mid-size suv from Volvo. Volvo is a Swedish automaker based in Gothenburg. Its U.S. line includes the S60 sedan and the XC40, XC60 and XC90 SUVs.
Insurers price the replacement value, the repair cost, the crash-test results and the theft claims of the XC90. The model year moves the price as well: a newer year costs more to replace, and an older year can lack the safety equipment that earns a discount. Open a year page for the NHTSA-tested variants and their ratings.
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