Acuity Insurance in Illinois

Acuity, founded in 1925 and headquartered in Sheboygan, Wisconsin, offers auto, home, renters, umbrella, commercial insurance. Acuity Insurance is a Sheboygan, Wisconsin-based carrier offering auto, home, and a deep slate of commercial coverage through independent agents in about 32 states. It is frequently recognized as a top workplace and for financial strength.

In Illinois, drivers are required to carry minimum auto liability coverage of 25/50/20. Illinois requires UM coverage. Severe weather including tornadoes impacts home insurance costs. The average auto insurance rate in Illinois is $1,766 per year, though your actual rate with Acuity may be higher or lower depending on your driving record, vehicle, and coverage level.

Acuity is especially well-suited for bundling, small-business owners, working with an agent. Comparing Acuity alongside other carriers through Truvo helps ensure you get the best rate available in Illinois, whether you need basic liability or full coverage.

Illinois also faces elevated tornadoes and severe-storm hail exposure, which affects how carriers price coverage here. When evaluating Acuity in Illinois, pay attention to deductibles for wind, hail, or wildfire — they can vary significantly between carriers and meaningfully change your out-of-pocket cost after a claim.