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American Family Insurance in New Jersey

Compare American Family rates and coverage options in New Jersey. Midwest-rooted mutual insurer offering auto, home, and life through local agents. See how they stack up against other top carriers and find the best rate for your needs.

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$1,831

Avg. New Jersey Auto Rate

A

AM Best Rating

15/30/5 + PIP

NJ Auto Minimum

6

Product Lines

About American Family in New Jersey

American Family, founded in 1927 and headquartered in Madison, Wisconsin, offers auto, home, renters, life, umbrella, commercial insurance. American Family Insurance (AmFam) is a Madison, Wisconsin-based mutual company selling auto, home, life, and business coverage primarily through dedicated agents across the central and western U.S. It is known for diminishing-deductible perks.

In New Jersey, drivers are required to carry minimum auto liability coverage of 15/30/5 + PIP. New Jersey is a no-fault state. Coastal home insurance costs are elevated due to hurricane and flood risk. The average auto insurance rate in New Jersey is $1,831 per year, though your actual rate with American Family may be higher or lower depending on your driving record, vehicle, and coverage level.

American Family is especially well-suited for working with a local agent, bundling, homeowners. Comparing American Family alongside other carriers through Truvo helps ensure you get the best rate available in New Jersey, whether you need basic liability or full coverage.

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