Amica Mutual Insurance in Arkansas

Amica Mutual, founded in 1907 and headquartered in Lincoln, Rhode Island, offers auto, home, renters, life, umbrella, boat insurance. Amica Mutual is a Rhode Island-based mutual insurer and the oldest mutual auto carrier in the country. It is repeatedly ranked at the top for customer satisfaction and offers dividend policies that can return part of your premium.

In Arkansas, drivers are required to carry minimum auto liability coverage of 25/50/25. Arkansas requires liability coverage. Tornado and severe storm risk drives home insurance costs. The average auto insurance rate in Arkansas is $1,790 per year, though your actual rate with Amica Mutual may be higher or lower depending on your driving record, vehicle, and coverage level.

Amica Mutual is especially well-suited for customer service, dividend policies, bundling. Comparing Amica Mutual alongside other carriers through Truvo helps ensure you get the best rate available in Arkansas, whether you need basic liability or full coverage.

Arkansas also faces elevated tornadoes and severe-storm hail exposure, which affects how carriers price coverage here. When evaluating Amica Mutual in Arkansas, pay attention to deductibles for wind, hail, or wildfire — they can vary significantly between carriers and meaningfully change your out-of-pocket cost after a claim.