Amica Mutual Insurance in Michigan

Amica Mutual, founded in 1907 and headquartered in Lincoln, Rhode Island, offers auto, home, renters, life, umbrella, boat insurance. Amica Mutual is a Rhode Island-based mutual insurer and the oldest mutual auto carrier in the country. It is repeatedly ranked at the top for customer satisfaction and offers dividend policies that can return part of your premium.

In Michigan, drivers are required to carry minimum auto liability coverage of 50/100/10 + PIP. Michigan has among the highest auto rates nationally, partly due to its PIP requirements (reformed in 2020). The average auto insurance rate in Michigan is $2,691 per year, though your actual rate with Amica Mutual may be higher or lower depending on your driving record, vehicle, and coverage level.

Amica Mutual is especially well-suited for customer service, dividend policies, bundling. Comparing Amica Mutual alongside other carriers through Truvo helps ensure you get the best rate available in Michigan, whether you need basic liability or full coverage.