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Nationwide Insurance in Louisiana

Compare Nationwide rates and coverage options in Louisiana. On Your Side — a Fortune 100 mutual insurer with broad auto, home, and life coverage. See how they stack up against other top carriers and find the best rate for your needs.

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$2,839

Avg. Louisiana Auto Rate

A+

AM Best Rating

15/30/25

LA Auto Minimum

8

Product Lines

About Nationwide in Louisiana

Nationwide, founded in 1926 and headquartered in Columbus, Ohio, offers auto, home, renters, life, pet, umbrella, commercial, motorcycle insurance. Nationwide is a Columbus, Ohio-based Fortune 100 mutual insurance and financial services company. It writes auto, home, life, pet, and commercial coverage across most of the country and is known for its vanishing-deductible program and multi-policy bundling discounts.

In Louisiana, drivers are required to carry minimum auto liability coverage of 15/30/25. Louisiana has among the highest auto and home insurance rates nationally due to lawsuit costs, uninsured drivers, and hurricane exposure. The average auto insurance rate in Louisiana is $2,839 per year, though your actual rate with Nationwide may be higher or lower depending on your driving record, vehicle, and coverage level.

Nationwide is especially well-suited for bundling auto and home, pet insurance, members wanting financial services. Comparing Nationwide alongside other carriers through Truvo helps ensure you get the best rate available in Louisiana, whether you need basic liability or full coverage.

Louisiana also faces elevated hurricane and tropical-storm wind exposure, which affects how carriers price coverage here. When evaluating Nationwide in Louisiana, pay attention to deductibles for wind, hail, or wildfire — they can vary significantly between carriers and meaningfully change your out-of-pocket cost after a claim.

Nationwide in Louisiana — FAQ

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