National General vs The General — Which Is Better for You?
Wondering whether National General or The General is the right fit? We compare coverage, rates, financial strength, and more to help you decide.
Compare Both Carriers' RatesAt a Glance
National General
Affordable coverage for a wide range of drivers, now part of Allstate.
- ✓Budget-conscious drivers
- ✓Non-standard auto
- ✓Flexible payment plans
- ✓Quick binding
The General
Specializing in affordable auto insurance for high-risk drivers.
- ✓High-risk drivers
- ✓SR-22 filings
- ✓No prior insurance
- ✓DUI/DWI records
Key Highlights
Why Choose National General
- •Broader product range including home and renters
- •Now backed by Allstate — strong financial stability
- •Serves both standard and non-standard drivers
- •Flexible payment options and fast binding
Why Choose The General
- •Purpose-built for high-risk and SR-22 drivers
- •Quotes in under 2 minutes online
- •Backed by American Family Insurance Group
- •Low down payments for tight budgets
Which Should You Choose?
Both National General and The General are solid choices, but the right one depends on your situation. National General is best known for budget-conscious drivers, while The General stands out for high-risk drivers.
In terms of financial strength, National General holds an AM Best rating of A compared to The General's A. National General offers 5 products while The General offers 1, so National General has a broader coverage lineup.
The best way to decide? Compare personalized quotes from both. Rates can vary dramatically based on your specific profile — your driving record, location, age, and coverage needs all affect pricing. Truvo makes it easy to compare quotes from National General, The General, and 40+ other carriers in minutes.
Frequently Asked Questions
Is National General or The General cheaper?
Rates vary based on your driving record, location, age, and coverage needs. National General and The General use different rating factors, so one may be significantly cheaper for your profile. The best way to find out is to compare personalized quotes from both through Truvo.
Which has better coverage — National General or The General?
National General offers Auto, Home, Renters, Motorcycle, RV coverage, while The General offers Auto. The "better" coverage depends on what you need — consider factors like policy limits, deductible options, and add-on coverages available from each carrier.
Which is better for high-risk drivers — National General or The General?
Both carriers serve a range of driver profiles. National General is best for budget-conscious drivers and non-standard auto, while The General is best for high-risk drivers and sr-22 filings. Compare quotes from both to see which offers you the best rate.
How do I choose between National General and The General?
Consider your priorities: price, coverage breadth, financial strength, customer service, and state availability. National General is rated A by AM Best, while The General is rated A. Truvo compares quotes from both carriers so you can make an informed decision.
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