BMW X1 Insurance Cost

Compared to the national average of about $1,770/yr, the BMW X1 at $2,150/yr is above average in insurance cost. As a luxury subcompact suv, it falls within the typical range for its class.

The BMW X1 has a IIHS Top Safety Pick safety rating. Strong safety ratings can help lower your insurance premiums, as vehicles with better crash protection result in fewer and less severe injury claims.

The BMW X1 has a medium theft risk rating. Moderate theft risk means comprehensive coverage is reasonably priced. Anti-theft devices may still qualify you for discounts.

Compare quotes from multiple carriers (Truvo compares 40+ for free), consider a higher deductible, maintain a clean driving record, bundle auto and home insurance, and ask about discounts for safety features, good student status, or low mileage.