Buick Encore GX Insurance Cost
The Buick Encore GX is a subcompact suv with an average insurance cost of $1,580/yr. It carries a 5/5 NHTSA safety rating and low theft risk. See how costs break down by year below.
Quote My Encore GX$1,580/yr
Avg. Annual Insurance
5/5 NHTSA
Safety Rating
Low
Theft Risk
Subcompact SUV
Body Type
Insurance Cost by Year — Buick Encore GX
About Buick Encore GX Insurance
The Buick Encore GX is a popular subcompact suv that averages $1,580/yr in annual insurance premiums. This places it below the national average of approximately $1,770 per year.
With a 5/5 NHTSA safety rating, the Encore GX is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The low theft risk also helps keep comprehensive coverage affordable.
Insurance costs vary by model year — newer Encore GXs (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.
Frequently Asked Questions
How much does Buick Encore GX insurance cost?
The average insurance cost for a Buick Encore GX is $1,580/yr. Actual rates vary based on your model year, driving record, location, and coverage levels. Newer model years cost 5-10% more while older years can be 5-15% cheaper.
Is the Buick Encore GX expensive to insure?
Compared to the national average of about $1,770/yr, the Buick Encore GX at $1,580/yr is below average in insurance cost. As a subcompact suv, it falls within the typical range for its class.
What is the Buick Encore GX's safety rating?
The Buick Encore GX has a 5/5 NHTSA safety rating. Strong safety ratings can help lower your insurance premiums, as vehicles with better crash protection result in fewer and less severe injury claims.
Is the Buick Encore GX a theft target?
The Buick Encore GX has a low theft risk rating. Low theft risk helps keep your comprehensive coverage affordable.
How can I get cheap Buick Encore GX insurance?
Compare quotes from multiple carriers (Truvo compares 40+ for free), consider a higher deductible, maintain a clean driving record, bundle auto and home insurance, and ask about discounts for safety features, good student status, or low mileage.
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