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Chrysler Pacifica Insurance Cost

The Chrysler Pacifica is a minivan with an average insurance cost of $1,680/yr. It carries a 5/5 NHTSA safety rating and low theft risk. See how costs break down by year below.

Quote My Pacifica

$1,680/yr

Avg. Annual Insurance

5/5 NHTSA

Safety Rating

Low

Theft Risk

Minivan

Body Type

About Chrysler Pacifica Insurance

The Chrysler Pacifica is a popular minivan that averages $1,680/yr in annual insurance premiums. This places it below the national average of approximately $1,770 per year.

With a 5/5 NHTSA safety rating, the Pacifica is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The low theft risk also helps keep comprehensive coverage affordable.

Insurance costs vary by model year — newer Pacificas (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.

Frequently Asked Questions

How much does Chrysler Pacifica insurance cost?

The average insurance cost for a Chrysler Pacifica is $1,680/yr. Actual rates vary based on your model year, driving record, location, and coverage levels. Newer model years cost 5-10% more while older years can be 5-15% cheaper.

Is the Chrysler Pacifica expensive to insure?

Compared to the national average of about $1,770/yr, the Chrysler Pacifica at $1,680/yr is below average in insurance cost. As a minivan, it falls within the typical range for its class.

What is the Chrysler Pacifica's safety rating?

The Chrysler Pacifica has a 5/5 NHTSA safety rating. Strong safety ratings can help lower your insurance premiums, as vehicles with better crash protection result in fewer and less severe injury claims.

Is the Chrysler Pacifica a theft target?

The Chrysler Pacifica has a low theft risk rating. Low theft risk helps keep your comprehensive coverage affordable.

How can I get cheap Chrysler Pacifica insurance?

Compare quotes from multiple carriers (Truvo compares 40+ for free), consider a higher deductible, maintain a clean driving record, bundle auto and home insurance, and ask about discounts for safety features, good student status, or low mileage.

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Your actual rate depends on your specific Pacifica, your driving history, where you live, and the coverage you choose. Compare quotes from 40+ carriers in minutes.

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