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Dodge Challenger Insurance Cost

The Dodge Challenger is a muscle car with an average insurance cost of $2,450/yr. It carries a 5/5 NHTSA safety rating and high theft risk. See how costs break down by year below.

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$2,450/yr

Avg. Annual Insurance

5/5 NHTSA

Safety Rating

High

Theft Risk

Muscle Car

Body Type

About Dodge Challenger Insurance

The Dodge Challenger is a popular muscle car that averages $2,450/yr in annual insurance premiums. This places it above the national average of approximately $1,770 per year.

With a 5/5 NHTSA safety rating, the Challenger is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The high theft risk also contributes to higher comprehensive coverage premiums.

Insurance costs vary by model year — newer Challengers (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.

Frequently Asked Questions

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