Dodge Insurance Cost — Average Rates by Model
Dodge is known for muscle cars and performance-oriented vehicles, including the legendary Challenger and Charger. Their emphasis on horsepower means insurance premiums tend to be higher than average due to increased accident risk.
Get a Dodge Insurance Quote$2,150/yr
Average Annual Cost
United States
Country of Origin
4
Models Compared
$1,780/yr
Cheapest (Hornet)
About Dodge Insurance
Dodge is known for muscle cars and performance-oriented vehicles, including the legendary Challenger and Charger. Their emphasis on horsepower means insurance premiums tend to be higher than average due to increased accident risk.
Insurance costs for Dodge vehicles range from $1,780/yr for the Hornet (Compact SUV) to $2,450/yr for the Challenger (Muscle Car). The model you choose is one of the biggest factors — a Hornet can save you $670 per year compared to a Challenger.
Frequently Asked Questions
How much does Dodge insurance cost on average?
The average Dodge insurance premium is $2,150/yr. Costs range from $1,780/yr for the Hornet to $2,450/yr for the Challenger, depending on the model, year, and your personal driving profile.
What is the cheapest Dodge to insure?
The Dodge Hornet is typically the cheapest to insure at an average of $1,780/yr. Its compact suv classification, 5/5 NHTSA safety rating, and medium theft risk all contribute to lower premiums.
What is the most expensive Dodge to insure?
The Dodge Challenger has the highest average insurance cost at $2,450/yr. As a muscle car, it has higher repair costs and replacement value, which drives up premiums.
Does Dodge's safety rating affect insurance?
Yes. Dodge vehicles generally earn strong safety ratings, which can qualify you for insurance discounts. Models with IIHS Top Safety Pick+ ratings may see lower premiums compared to vehicles with lower ratings.
How can I save on Dodge insurance?
Compare quotes from multiple carriers (Truvo compares 40+ for free), choose a model with lower insurance costs, maintain a clean driving record, bundle your auto and home policies, and ask about available discounts like safe driver or anti-theft device discounts.
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