Dodge Charger Insurance Cost
The Dodge Charger is a full-size sedan with an average insurance cost of $2,280/yr. It carries a 5/5 NHTSA safety rating and high theft risk. See how costs break down by year below.
Quote My Charger$2,280/yr
Avg. Annual Insurance
5/5 NHTSA
Safety Rating
High
Theft Risk
Full-size Sedan
Body Type
Insurance Cost by Year — Dodge Charger
About Dodge Charger Insurance
The Dodge Charger is a popular full-size sedan that averages $2,280/yr in annual insurance premiums. This places it above the national average of approximately $1,770 per year.
With a 5/5 NHTSA safety rating, the Charger is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The high theft risk also contributes to higher comprehensive coverage premiums.
Insurance costs vary by model year — newer Chargers (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.
Frequently Asked Questions
Get Your Dodge Charger Insurance Quote
Your actual rate depends on your specific Charger, your driving history, where you live, and the coverage you choose. Compare quotes from 40+ carriers in minutes.
Compare Charger Insurance Rates