Ford F-150 Insurance Cost
The Ford F-150 is a full-size truck with an average insurance cost of $1,780/yr. It carries a 5/5 NHTSA safety rating and high theft risk. See how costs break down by year below.
Quote My F-150$1,780/yr
Avg. Annual Insurance
5/5 NHTSA
Safety Rating
High
Theft Risk
Full-size Truck
Body Type
Insurance Cost by Year — Ford F-150
About Ford F-150 Insurance
The Ford F-150 is a popular full-size truck that averages $1,780/yr in annual insurance premiums. This places it above the national average of approximately $1,770 per year.
With a 5/5 NHTSA safety rating, the F-150 is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The high theft risk also contributes to higher comprehensive coverage premiums.
Insurance costs vary by model year — newer F-150s (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.
Frequently Asked Questions
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