Skip to main content

2025 Ford F-150 Insurance Cost

The 2025 Ford F-150 averages $1,870/yr in annual insurance premiums. At 1 year old, this full-size truck costs $90 more than the model's overall average of $1,780/yr.

Quote My 2025 F-150

$1,870/yr

Avg. Annual Insurance

5/5 NHTSA

Safety Rating

High

Theft Risk

Full-size Truck

Body Type

1 year old

Vehicle Age

Insurance Tips for Your 2025 Ford F-150

1

Since the 2025 F-150 is 1 year old, consider gap insurance to cover the difference between your loan balance and the car's value if it's totaled.

2

The F-150 has a high theft risk. Installing an anti-theft device or GPS tracker can qualify you for a 5-15% discount on comprehensive coverage.

3

With a 5/5 NHTSA safety rating, ask your insurer about safety feature discounts — many carriers offer 5-10% off for vehicles with advanced driver assistance systems.

4

Bundle your auto and home (or renters) insurance to save 10-25% on both policies.

5

Compare quotes from at least 3-5 carriers. Rates for the same vehicle can vary by $500+ between companies.

Other Ford F-150 Model Years

Frequently Asked Questions

Get Your 2025 Ford F-150 Insurance Quote

Your actual rate depends on your driving record, ZIP code, coverage choices, and more. Compare personalized quotes from 40+ carriers in under 3 minutes — completely free.

Compare Quotes for My 2025 F-150