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Honda Civic Insurance Cost

The Honda Civic is a compact sedan with an average insurance cost of $1,420/yr. It carries a 5/5 NHTSA safety rating and high theft risk. See how costs break down by year below.

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$1,420/yr

Avg. Annual Insurance

5/5 NHTSA

Safety Rating

High

Theft Risk

Compact Sedan

Body Type

About Honda Civic Insurance

The Honda Civic is a popular compact sedan that averages $1,420/yr in annual insurance premiums. This places it below the national average of approximately $1,770 per year.

With a 5/5 NHTSA safety rating, the Civic is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The high theft risk also contributes to higher comprehensive coverage premiums.

Insurance costs vary by model year — newer Civics (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.

Frequently Asked Questions

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