Honda Civic Insurance Cost
The Honda Civic is a compact sedan with an average insurance cost of $1,420/yr. It carries a 5/5 NHTSA safety rating and high theft risk. See how costs break down by year below.
Quote My Civic$1,420/yr
Avg. Annual Insurance
5/5 NHTSA
Safety Rating
High
Theft Risk
Compact Sedan
Body Type
Insurance Cost by Year — Honda Civic
About Honda Civic Insurance
The Honda Civic is a popular compact sedan that averages $1,420/yr in annual insurance premiums. This places it below the national average of approximately $1,770 per year.
With a 5/5 NHTSA safety rating, the Civic is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The high theft risk also contributes to higher comprehensive coverage premiums.
Insurance costs vary by model year — newer Civics (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.
Frequently Asked Questions
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