Honda Insurance Cost — Average Rates by Model
Honda is renowned for building dependable, fuel-efficient vehicles with low ownership costs. The Civic and CR-V are among the most popular cars in America, offering affordable insurance premiums thanks to strong safety features.
Get a Honda Insurance Quote$1,580/yr
Average Annual Cost
Japan
Country of Origin
5
Models Compared
$1,420/yr
Cheapest (Civic)
About Honda Insurance
Honda is renowned for building dependable, fuel-efficient vehicles with low ownership costs. The Civic and CR-V are among the most popular cars in America, offering affordable insurance premiums thanks to strong safety features.
Insurance costs for Honda vehicles range from $1,420/yr for the Civic (Compact Sedan) to $1,920/yr for the Pilot (Mid-size SUV). The model you choose is one of the biggest factors — a Civic can save you $500 per year compared to a Pilot.
Frequently Asked Questions
How much does Honda insurance cost on average?
The average Honda insurance premium is $1,580/yr. Costs range from $1,420/yr for the Civic to $1,920/yr for the Pilot, depending on the model, year, and your personal driving profile.
What is the cheapest Honda to insure?
The Honda Civic is typically the cheapest to insure at an average of $1,420/yr. Its compact sedan classification, 5/5 NHTSA safety rating, and high theft risk all contribute to lower premiums.
What is the most expensive Honda to insure?
The Honda Pilot has the highest average insurance cost at $1,920/yr. As a mid-size suv, it has higher repair costs and replacement value, which drives up premiums.
Does Honda's safety rating affect insurance?
Yes. Honda vehicles generally earn strong safety ratings, which can qualify you for insurance discounts. Models with IIHS Top Safety Pick+ ratings may see lower premiums compared to vehicles with lower ratings.
How can I save on Honda insurance?
Compare quotes from multiple carriers (Truvo compares 40+ for free), choose a model with lower insurance costs, maintain a clean driving record, bundle your auto and home policies, and ask about available discounts like safe driver or anti-theft device discounts.
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