Hyundai Insurance Cost — Average Rates by Model
Hyundai has transformed from a budget brand into a serious competitor with award-winning designs and industry-leading warranties. Their vehicles offer strong value with competitive insurance rates across most models.
Get a Hyundai Insurance Quote$1,590/yr
Average Annual Cost
South Korea
Country of Origin
5
Models Compared
$1,380/yr
Cheapest (Elantra)
About Hyundai Insurance
Hyundai has transformed from a budget brand into a serious competitor with award-winning designs and industry-leading warranties. Their vehicles offer strong value with competitive insurance rates across most models.
Insurance costs for Hyundai vehicles range from $1,380/yr for the Elantra (Compact Sedan) to $2,050/yr for the Palisade (Full-size SUV). The model you choose is one of the biggest factors — a Elantra can save you $670 per year compared to a Palisade.
Frequently Asked Questions
How much does Hyundai insurance cost on average?
The average Hyundai insurance premium is $1,590/yr. Costs range from $1,380/yr for the Elantra to $2,050/yr for the Palisade, depending on the model, year, and your personal driving profile.
What is the cheapest Hyundai to insure?
The Hyundai Elantra is typically the cheapest to insure at an average of $1,380/yr. Its compact sedan classification, IIHS Top Safety Pick+ safety rating, and high theft risk all contribute to lower premiums.
What is the most expensive Hyundai to insure?
The Hyundai Palisade has the highest average insurance cost at $2,050/yr. As a full-size suv, it has higher repair costs and replacement value, which drives up premiums.
Does Hyundai's safety rating affect insurance?
Yes. Hyundai vehicles generally earn strong safety ratings, which can qualify you for insurance discounts. Models with IIHS Top Safety Pick+ ratings may see lower premiums compared to vehicles with lower ratings.
How can I save on Hyundai insurance?
Compare quotes from multiple carriers (Truvo compares 40+ for free), choose a model with lower insurance costs, maintain a clean driving record, bundle your auto and home policies, and ask about available discounts like safe driver or anti-theft device discounts.
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