Hyundai Elantra Insurance Cost
The Hyundai Elantra is a compact sedan with an average insurance cost of $1,380/yr. It carries a IIHS Top Safety Pick+ safety rating and high theft risk. See how costs break down by year below.
Quote My Elantra$1,380/yr
Avg. Annual Insurance
IIHS Top Safety Pick+
Safety Rating
High
Theft Risk
Compact Sedan
Body Type
Insurance Cost by Year — Hyundai Elantra
About Hyundai Elantra Insurance
The Hyundai Elantra is a popular compact sedan that averages $1,380/yr in annual insurance premiums. This places it below the national average of approximately $1,770 per year.
With a IIHS Top Safety Pick+ safety rating, the Elantra is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The high theft risk also contributes to higher comprehensive coverage premiums.
Insurance costs vary by model year — newer Elantras (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.
Frequently Asked Questions
How much does Hyundai Elantra insurance cost?
The average insurance cost for a Hyundai Elantra is $1,380/yr. Actual rates vary based on your model year, driving record, location, and coverage levels. Newer model years cost 5-10% more while older years can be 5-15% cheaper.
Is the Hyundai Elantra expensive to insure?
Compared to the national average of about $1,770/yr, the Hyundai Elantra at $1,380/yr is below average in insurance cost. As a compact sedan, it falls within the typical range for its class.
What is the Hyundai Elantra's safety rating?
The Hyundai Elantra has a IIHS Top Safety Pick+ safety rating. Strong safety ratings can help lower your insurance premiums, as vehicles with better crash protection result in fewer and less severe injury claims.
Is the Hyundai Elantra a theft target?
The Hyundai Elantra has a high theft risk rating. Higher theft risk means comprehensive coverage will be more expensive. Consider anti-theft devices for potential discounts.
How can I get cheap Hyundai Elantra insurance?
Compare quotes from multiple carriers (Truvo compares 40+ for free), consider a higher deductible, maintain a clean driving record, bundle auto and home insurance, and ask about discounts for safety features, good student status, or low mileage.
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