Jeep Cherokee Insurance Cost
The Jeep Cherokee is a compact suv with an average insurance cost of $1,680/yr. It carries a 5/5 NHTSA safety rating and medium theft risk. See how costs break down by year below.
Quote My Cherokee$1,680/yr
Avg. Annual Insurance
5/5 NHTSA
Safety Rating
Medium
Theft Risk
Compact SUV
Body Type
Insurance Cost by Year — Jeep Cherokee
About Jeep Cherokee Insurance
The Jeep Cherokee is a popular compact suv that averages $1,680/yr in annual insurance premiums. This places it below the national average of approximately $1,770 per year.
With a 5/5 NHTSA safety rating, the Cherokee is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The medium theft risk also has a moderate impact on comprehensive coverage costs.
Insurance costs vary by model year — newer Cherokees (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.
Frequently Asked Questions
How much does Jeep Cherokee insurance cost?
The average insurance cost for a Jeep Cherokee is $1,680/yr. Actual rates vary based on your model year, driving record, location, and coverage levels. Newer model years cost 5-10% more while older years can be 5-15% cheaper.
Is the Jeep Cherokee expensive to insure?
Compared to the national average of about $1,770/yr, the Jeep Cherokee at $1,680/yr is below average in insurance cost. As a compact suv, it falls within the typical range for its class.
What is the Jeep Cherokee's safety rating?
The Jeep Cherokee has a 5/5 NHTSA safety rating. Strong safety ratings can help lower your insurance premiums, as vehicles with better crash protection result in fewer and less severe injury claims.
Is the Jeep Cherokee a theft target?
The Jeep Cherokee has a medium theft risk rating. Moderate theft risk means comprehensive coverage is reasonably priced. Anti-theft devices may still qualify you for discounts.
How can I get cheap Jeep Cherokee insurance?
Compare quotes from multiple carriers (Truvo compares 40+ for free), consider a higher deductible, maintain a clean driving record, bundle auto and home insurance, and ask about discounts for safety features, good student status, or low mileage.
Get Your Jeep Cherokee Insurance Quote
Your actual rate depends on your specific Cherokee, your driving history, where you live, and the coverage you choose. Compare quotes from 40+ carriers in minutes.
Compare Cherokee Insurance Rates