Jeep Insurance Cost — Average Rates by Model
Jeep is synonymous with off-road capability and adventure. From the iconic Wrangler to the family-friendly Grand Cherokee, Jeep vehicles carry moderate-to-high insurance costs due to their SUV classification and off-road usage risk.
Get a Jeep Insurance Quote$1,780/yr
Average Annual Cost
United States
Country of Origin
5
Models Compared
$1,580/yr
Cheapest (Compass)
About Jeep Insurance
Jeep is synonymous with off-road capability and adventure. From the iconic Wrangler to the family-friendly Grand Cherokee, Jeep vehicles carry moderate-to-high insurance costs due to their SUV classification and off-road usage risk.
Insurance costs for Jeep vehicles range from $1,580/yr for the Compass (Compact SUV) to $2,050/yr for the Grand Cherokee (Mid-size SUV). The model you choose is one of the biggest factors — a Compass can save you $470 per year compared to a Grand Cherokee.
Frequently Asked Questions
How much does Jeep insurance cost on average?
The average Jeep insurance premium is $1,780/yr. Costs range from $1,580/yr for the Compass to $2,050/yr for the Grand Cherokee, depending on the model, year, and your personal driving profile.
What is the cheapest Jeep to insure?
The Jeep Compass is typically the cheapest to insure at an average of $1,580/yr. Its compact suv classification, 5/5 NHTSA safety rating, and medium theft risk all contribute to lower premiums.
What is the most expensive Jeep to insure?
The Jeep Grand Cherokee has the highest average insurance cost at $2,050/yr. As a mid-size suv, it has higher repair costs and replacement value, which drives up premiums.
Does Jeep's safety rating affect insurance?
Yes. Jeep vehicles generally earn strong safety ratings, which can qualify you for insurance discounts. Models with IIHS Top Safety Pick+ ratings may see lower premiums compared to vehicles with lower ratings.
How can I save on Jeep insurance?
Compare quotes from multiple carriers (Truvo compares 40+ for free), choose a model with lower insurance costs, maintain a clean driving record, bundle your auto and home policies, and ask about available discounts like safe driver or anti-theft device discounts.
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