Jeep Grand Cherokee Insurance Cost
The Jeep Grand Cherokee is a mid-size suv with an average insurance cost of $2,050/yr. It carries a 5/5 NHTSA safety rating and high theft risk. See how costs break down by year below.
Quote My Grand Cherokee$2,050/yr
Avg. Annual Insurance
5/5 NHTSA
Safety Rating
High
Theft Risk
Mid-size SUV
Body Type
Insurance Cost by Year — Jeep Grand Cherokee
About Jeep Grand Cherokee Insurance
The Jeep Grand Cherokee is a popular mid-size suv that averages $2,050/yr in annual insurance premiums. This places it above the national average of approximately $1,770 per year.
With a 5/5 NHTSA safety rating, the Grand Cherokee is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The high theft risk also contributes to higher comprehensive coverage premiums.
Insurance costs vary by model year — newer Grand Cherokees (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.
Frequently Asked Questions
How much does Jeep Grand Cherokee insurance cost?
The average insurance cost for a Jeep Grand Cherokee is $2,050/yr. Actual rates vary based on your model year, driving record, location, and coverage levels. Newer model years cost 5-10% more while older years can be 5-15% cheaper.
Is the Jeep Grand Cherokee expensive to insure?
Compared to the national average of about $1,770/yr, the Jeep Grand Cherokee at $2,050/yr is above average in insurance cost. As a mid-size suv, it falls within the typical range for its class.
What is the Jeep Grand Cherokee's safety rating?
The Jeep Grand Cherokee has a 5/5 NHTSA safety rating. Strong safety ratings can help lower your insurance premiums, as vehicles with better crash protection result in fewer and less severe injury claims.
Is the Jeep Grand Cherokee a theft target?
The Jeep Grand Cherokee has a high theft risk rating. Higher theft risk means comprehensive coverage will be more expensive. Consider anti-theft devices for potential discounts.
How can I get cheap Jeep Grand Cherokee insurance?
Compare quotes from multiple carriers (Truvo compares 40+ for free), consider a higher deductible, maintain a clean driving record, bundle auto and home insurance, and ask about discounts for safety features, good student status, or low mileage.
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