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Kia Forte Insurance — Safety Ratings & Recalls

The Kia Forte is a compact sedan. Its best NHTSA overall rating across tested variants is 4 stars. The table below lists the NHTSA overall rating, recalls and complaints for each model year (NHTSA 5-Star Safety Ratings, Recalls and Complaints, fetched 2026-09-02).

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Compact Sedan

Body Type

4 stars NHTSA overall

Best NHTSA Overall Rating

2020–2026

Model Years Covered

South Korea

Country of Origin

Kia Forte — NHTSA Ratings, Recalls and Complaints by Year

Model yearNHTSA overall ratingRecallsComplaints
2020 Kia Forte4 starsNHTSA lists no count74
2021 Kia Forte4 stars267
2022 Kia Forte4 stars126
2023 Kia Forte4 stars360
2024 Kia Forte4 starsNHTSA lists no count24
2025 Kia ForteNot rated by NHTSANHTSA lists no countNHTSA lists no count
2026 Kia ForteNot rated by NHTSANHTSA lists no countNHTSA lists no count

Source: NHTSA 5-Star Safety Ratings, Recalls and Complaints, fetched 2026-09-02 (National Highway Traffic Safety Administration, https://www.nhtsa.gov/nhtsa-datasets-and-apis). Star ratings are NHTSA's 5-Star Safety Ratings per tested vehicle variant; 'Not Rated' means NHTSA did not test that variant. Recall and complaint counts are the counts NHTSA computes for the make, model and model year on the fetch date.

What does Kia Forte insurance cost?

No public source prices a specific model. In 2023, the average U.S. driver spent $1,282 per insured vehicle on liability, collision and comprehensive coverage (NAIC Auto Insurance Database Report, 2023 data).

Your rate depends on your driving record, your ZIP code, the coverage you pick and the model year. Crash-test ratings, repair costs and theft claims for the model move the price as well. A quote is the only price for your Kia Forte.

About Kia Forte Insurance

The Kia Forte is a compact sedan from Kia. Kia is a South Korean automaker. Its U.S. line includes the Forte and K5 sedans and the Sportage, Sorento and Telluride SUVs.

Insurers price the replacement value, the repair cost, the crash-test results and the theft claims of the Forte. The model year moves the price as well: a newer year costs more to replace, and an older year can lack the safety equipment that earns a discount. Open a year page for the NHTSA-tested variants and their ratings.

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