Kia Forte Insurance Cost
The Kia Forte is a compact sedan with an average insurance cost of $1,350/yr. It carries a 5/5 NHTSA safety rating and high theft risk. See how costs break down by year below.
Quote My Forte$1,350/yr
Avg. Annual Insurance
5/5 NHTSA
Safety Rating
High
Theft Risk
Compact Sedan
Body Type
Insurance Cost by Year — Kia Forte
About Kia Forte Insurance
The Kia Forte is a popular compact sedan that averages $1,350/yr in annual insurance premiums. This places it below the national average of approximately $1,770 per year.
With a 5/5 NHTSA safety rating, the Forte is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The high theft risk also contributes to higher comprehensive coverage premiums.
Insurance costs vary by model year — newer Fortes (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.
Frequently Asked Questions
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