Kia Insurance Cost — Average Rates by Model
Kia offers stylish, feature-packed vehicles at competitive prices with an outstanding 10-year warranty. Models like the Telluride and Sportage have won numerous awards, helping Kia become one of the fastest-growing brands in America.
Get a Kia Insurance Quote$1,570/yr
Average Annual Cost
South Korea
Country of Origin
5
Models Compared
$1,350/yr
Cheapest (Forte)
About Kia Insurance
Kia offers stylish, feature-packed vehicles at competitive prices with an outstanding 10-year warranty. Models like the Telluride and Sportage have won numerous awards, helping Kia become one of the fastest-growing brands in America.
Insurance costs for Kia vehicles range from $1,350/yr for the Forte (Compact Sedan) to $1,880/yr for the Telluride (Mid-size SUV). The model you choose is one of the biggest factors — a Forte can save you $530 per year compared to a Telluride.
Frequently Asked Questions
How much does Kia insurance cost on average?
The average Kia insurance premium is $1,570/yr. Costs range from $1,350/yr for the Forte to $1,880/yr for the Telluride, depending on the model, year, and your personal driving profile.
What is the cheapest Kia to insure?
The Kia Forte is typically the cheapest to insure at an average of $1,350/yr. Its compact sedan classification, 5/5 NHTSA safety rating, and high theft risk all contribute to lower premiums.
What is the most expensive Kia to insure?
The Kia Telluride has the highest average insurance cost at $1,880/yr. As a mid-size suv, it has higher repair costs and replacement value, which drives up premiums.
Does Kia's safety rating affect insurance?
Yes. Kia vehicles generally earn strong safety ratings, which can qualify you for insurance discounts. Models with IIHS Top Safety Pick+ ratings may see lower premiums compared to vehicles with lower ratings.
How can I save on Kia insurance?
Compare quotes from multiple carriers (Truvo compares 40+ for free), choose a model with lower insurance costs, maintain a clean driving record, bundle your auto and home policies, and ask about available discounts like safe driver or anti-theft device discounts.
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These are average costs — your actual rate depends on your driving record, location, and coverage choices. Compare quotes from 40+ carriers in under 3 minutes.
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