Mazda Insurance Cost — Average Rates by Model
Mazda stands out for delivering premium driving experiences at mainstream prices. Their vehicles earn consistently high safety ratings and reliability scores, translating to competitive insurance premiums for their class.
Get a Mazda Insurance Quote$1,580/yr
Average Annual Cost
Japan
Country of Origin
4
Models Compared
$1,420/yr
Cheapest (Mazda3)
Mazda Models — Insurance Cost Comparison
About Mazda Insurance
Mazda stands out for delivering premium driving experiences at mainstream prices. Their vehicles earn consistently high safety ratings and reliability scores, translating to competitive insurance premiums for their class.
Insurance costs for Mazda vehicles range from $1,420/yr for the Mazda3 (Compact Sedan) to $2,050/yr for the CX-90 (Mid-size SUV). The model you choose is one of the biggest factors — a Mazda3 can save you $630 per year compared to a CX-90.
Frequently Asked Questions
How much does Mazda insurance cost on average?
The average Mazda insurance premium is $1,580/yr. Costs range from $1,420/yr for the Mazda3 to $2,050/yr for the CX-90, depending on the model, year, and your personal driving profile.
What is the cheapest Mazda to insure?
The Mazda Mazda3 is typically the cheapest to insure at an average of $1,420/yr. Its compact sedan classification, IIHS Top Safety Pick+ safety rating, and low theft risk all contribute to lower premiums.
What is the most expensive Mazda to insure?
The Mazda CX-90 has the highest average insurance cost at $2,050/yr. As a mid-size suv, it has higher repair costs and replacement value, which drives up premiums.
Does Mazda's safety rating affect insurance?
Yes. Mazda vehicles generally earn strong safety ratings, which can qualify you for insurance discounts. Models with IIHS Top Safety Pick+ ratings may see lower premiums compared to vehicles with lower ratings.
How can I save on Mazda insurance?
Compare quotes from multiple carriers (Truvo compares 40+ for free), choose a model with lower insurance costs, maintain a clean driving record, bundle your auto and home policies, and ask about available discounts like safe driver or anti-theft device discounts.
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