Mazda Mazda3 Insurance Cost
The Mazda Mazda3 is a compact sedan with an average insurance cost of $1,420/yr. It carries a IIHS Top Safety Pick+ safety rating and low theft risk. See how costs break down by year below.
Quote My Mazda3$1,420/yr
Avg. Annual Insurance
IIHS Top Safety Pick+
Safety Rating
Low
Theft Risk
Compact Sedan
Body Type
Insurance Cost by Year — Mazda Mazda3
About Mazda Mazda3 Insurance
The Mazda Mazda3 is a popular compact sedan that averages $1,420/yr in annual insurance premiums. This places it below the national average of approximately $1,770 per year.
With a IIHS Top Safety Pick+ safety rating, the Mazda3 is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The low theft risk also helps keep comprehensive coverage affordable.
Insurance costs vary by model year — newer Mazda3s (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.
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