Subaru Outback Insurance Cost
The Subaru Outback is a mid-size suv with an average insurance cost of $1,680/yr. It carries a IIHS Top Safety Pick+ safety rating and low theft risk. See how costs break down by year below.
Quote My Outback$1,680/yr
Avg. Annual Insurance
IIHS Top Safety Pick+
Safety Rating
Low
Theft Risk
Mid-size SUV
Body Type
Insurance Cost by Year — Subaru Outback
About Subaru Outback Insurance
The Subaru Outback is a popular mid-size suv that averages $1,680/yr in annual insurance premiums. This places it below the national average of approximately $1,770 per year.
With a IIHS Top Safety Pick+ safety rating, the Outback is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The low theft risk also helps keep comprehensive coverage affordable.
Insurance costs vary by model year — newer Outbacks (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.
Frequently Asked Questions
How much does Subaru Outback insurance cost?
The average insurance cost for a Subaru Outback is $1,680/yr. Actual rates vary based on your model year, driving record, location, and coverage levels. Newer model years cost 5-10% more while older years can be 5-15% cheaper.
Is the Subaru Outback expensive to insure?
Compared to the national average of about $1,770/yr, the Subaru Outback at $1,680/yr is below average in insurance cost. As a mid-size suv, it falls within the typical range for its class.
What is the Subaru Outback's safety rating?
The Subaru Outback has a IIHS Top Safety Pick+ safety rating. Strong safety ratings can help lower your insurance premiums, as vehicles with better crash protection result in fewer and less severe injury claims.
Is the Subaru Outback a theft target?
The Subaru Outback has a low theft risk rating. Low theft risk helps keep your comprehensive coverage affordable.
How can I get cheap Subaru Outback insurance?
Compare quotes from multiple carriers (Truvo compares 40+ for free), consider a higher deductible, maintain a clean driving record, bundle auto and home insurance, and ask about discounts for safety features, good student status, or low mileage.
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