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Subaru Outback Insurance Cost

The Subaru Outback is a mid-size suv with an average insurance cost of $1,680/yr. It carries a IIHS Top Safety Pick+ safety rating and low theft risk. See how costs break down by year below.

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$1,680/yr

Avg. Annual Insurance

IIHS Top Safety Pick+

Safety Rating

Low

Theft Risk

Mid-size SUV

Body Type

About Subaru Outback Insurance

The Subaru Outback is a popular mid-size suv that averages $1,680/yr in annual insurance premiums. This places it below the national average of approximately $1,770 per year.

With a IIHS Top Safety Pick+ safety rating, the Outback is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The low theft risk also helps keep comprehensive coverage affordable.

Insurance costs vary by model year — newer Outbacks (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.

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