Subaru Insurance Cost — Average Rates by Model
Subaru is known for standard all-wheel drive across their lineup and a loyal customer base. Their vehicles consistently earn top safety ratings, which helps keep insurance costs reasonable despite AWD complexity.
Get a Subaru Insurance Quote$1,610/yr
Average Annual Cost
Japan
Country of Origin
5
Models Compared
$1,380/yr
Cheapest (Impreza)
About Subaru Insurance
Subaru is known for standard all-wheel drive across their lineup and a loyal customer base. Their vehicles consistently earn top safety ratings, which helps keep insurance costs reasonable despite AWD complexity.
Insurance costs for Subaru vehicles range from $1,380/yr for the Impreza (Compact Sedan) to $2,280/yr for the WRX (Sports Sedan). The model you choose is one of the biggest factors — a Impreza can save you $900 per year compared to a WRX.
Frequently Asked Questions
How much does Subaru insurance cost on average?
The average Subaru insurance premium is $1,610/yr. Costs range from $1,380/yr for the Impreza to $2,280/yr for the WRX, depending on the model, year, and your personal driving profile.
What is the cheapest Subaru to insure?
The Subaru Impreza is typically the cheapest to insure at an average of $1,380/yr. Its compact sedan classification, IIHS Top Safety Pick+ safety rating, and low theft risk all contribute to lower premiums.
What is the most expensive Subaru to insure?
The Subaru WRX has the highest average insurance cost at $2,280/yr. As a sports sedan, it has higher repair costs and replacement value, which drives up premiums.
Does Subaru's safety rating affect insurance?
Yes. Subaru vehicles generally earn strong safety ratings, which can qualify you for insurance discounts. Models with IIHS Top Safety Pick+ ratings may see lower premiums compared to vehicles with lower ratings.
How can I save on Subaru insurance?
Compare quotes from multiple carriers (Truvo compares 40+ for free), choose a model with lower insurance costs, maintain a clean driving record, bundle your auto and home policies, and ask about available discounts like safe driver or anti-theft device discounts.
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