Tesla Model X Insurance Cost
The Tesla Model X is a electric luxury suv with an average insurance cost of $3,280/yr. It carries a 5/5 NHTSA safety rating and medium theft risk. See how costs break down by year below.
Quote My Model X$3,280/yr
Avg. Annual Insurance
5/5 NHTSA
Safety Rating
Medium
Theft Risk
Electric Luxury SUV
Body Type
Insurance Cost by Year — Tesla Model X
About Tesla Model X Insurance
The Tesla Model X is a popular electric luxury suv that averages $3,280/yr in annual insurance premiums. This places it above the national average of approximately $1,770 per year.
With a 5/5 NHTSA safety rating, the Model X is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The medium theft risk also has a moderate impact on comprehensive coverage costs.
Insurance costs vary by model year — newer Model Xs (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.
Frequently Asked Questions
Get Your Tesla Model X Insurance Quote
Your actual rate depends on your specific Model X, your driving history, where you live, and the coverage you choose. Compare quotes from 40+ carriers in minutes.
Compare Model X Insurance Rates