Toyota Camry Insurance Cost
The Toyota Camry is a mid-size sedan with an average insurance cost of $1,480/yr. It carries a 5/5 NHTSA safety rating and medium theft risk. See how costs break down by year below.
Quote My Camry$1,480/yr
Avg. Annual Insurance
5/5 NHTSA
Safety Rating
Medium
Theft Risk
Mid-size Sedan
Body Type
Insurance Cost by Year — Toyota Camry
About Toyota Camry Insurance
The Toyota Camry is a popular mid-size sedan that averages $1,480/yr in annual insurance premiums. This places it below the national average of approximately $1,770 per year.
With a 5/5 NHTSA safety rating, the Camry is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The medium theft risk also has a moderate impact on comprehensive coverage costs.
Insurance costs vary by model year — newer Camrys (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.
Frequently Asked Questions
How much does Toyota Camry insurance cost?
The average insurance cost for a Toyota Camry is $1,480/yr. Actual rates vary based on your model year, driving record, location, and coverage levels. Newer model years cost 5-10% more while older years can be 5-15% cheaper.
Is the Toyota Camry expensive to insure?
Compared to the national average of about $1,770/yr, the Toyota Camry at $1,480/yr is below average in insurance cost. As a mid-size sedan, it falls within the typical range for its class.
What is the Toyota Camry's safety rating?
The Toyota Camry has a 5/5 NHTSA safety rating. Strong safety ratings can help lower your insurance premiums, as vehicles with better crash protection result in fewer and less severe injury claims.
Is the Toyota Camry a theft target?
The Toyota Camry has a medium theft risk rating. Moderate theft risk means comprehensive coverage is reasonably priced. Anti-theft devices may still qualify you for discounts.
How can I get cheap Toyota Camry insurance?
Compare quotes from multiple carriers (Truvo compares 40+ for free), consider a higher deductible, maintain a clean driving record, bundle auto and home insurance, and ask about discounts for safety features, good student status, or low mileage.
Get Your Toyota Camry Insurance Quote
Your actual rate depends on your specific Camry, your driving history, where you live, and the coverage you choose. Compare quotes from 40+ carriers in minutes.
Compare Camry Insurance Rates