Toyota Insurance Cost — Average Rates by Model
Toyota is the world's largest automaker, known for exceptional reliability and strong resale value. Their vehicles consistently rank among the cheapest to insure due to low repair costs and excellent safety ratings.
Get a Toyota Insurance Quote$1,550/yr
Average Annual Cost
Japan
Country of Origin
5
Models Compared
$1,350/yr
Cheapest (Corolla)
About Toyota Insurance
Toyota is the world's largest automaker, known for exceptional reliability and strong resale value. Their vehicles consistently rank among the cheapest to insure due to low repair costs and excellent safety ratings.
Insurance costs for Toyota vehicles range from $1,350/yr for the Corolla (Compact Sedan) to $1,850/yr for the Highlander (Mid-size SUV). The model you choose is one of the biggest factors — a Corolla can save you $500 per year compared to a Highlander.
Frequently Asked Questions
How much does Toyota insurance cost on average?
The average Toyota insurance premium is $1,550/yr. Costs range from $1,350/yr for the Corolla to $1,850/yr for the Highlander, depending on the model, year, and your personal driving profile.
What is the cheapest Toyota to insure?
The Toyota Corolla is typically the cheapest to insure at an average of $1,350/yr. Its compact sedan classification, 5/5 NHTSA safety rating, and low theft risk all contribute to lower premiums.
What is the most expensive Toyota to insure?
The Toyota Highlander has the highest average insurance cost at $1,850/yr. As a mid-size suv, it has higher repair costs and replacement value, which drives up premiums.
Does Toyota's safety rating affect insurance?
Yes. Toyota vehicles generally earn strong safety ratings, which can qualify you for insurance discounts. Models with IIHS Top Safety Pick+ ratings may see lower premiums compared to vehicles with lower ratings.
How can I save on Toyota insurance?
Compare quotes from multiple carriers (Truvo compares 40+ for free), choose a model with lower insurance costs, maintain a clean driving record, bundle your auto and home policies, and ask about available discounts like safe driver or anti-theft device discounts.
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