Toyota Highlander Insurance — Safety Ratings & Recalls
The Toyota Highlander is a mid-size suv. Its best NHTSA overall rating across tested variants is 5 stars. The table below lists the NHTSA overall rating, recalls and complaints for each model year (NHTSA 5-Star Safety Ratings, Recalls and Complaints, fetched 2026-09-02).
Quote My HighlanderMid-size SUV
Body Type
5 stars NHTSA overall
Best NHTSA Overall Rating
2020–2026
Model Years Covered
Japan
Country of Origin
Toyota Highlander — NHTSA Ratings, Recalls and Complaints by Year
| Model year | NHTSA overall rating | Recalls | Complaints |
|---|---|---|---|
| 2020 Toyota Highlander | 5 stars | 4 | 308 |
| 2021 Toyota Highlander | 5 stars | 4 | 498 |
| 2022 Toyota Highlander | 5 stars | 5 | 234 |
| 2023 Toyota Highlander | 5 stars | 9 | 176 |
| 2024 Toyota Highlander | 5 stars | 7 | 41 |
| 2025 Toyota Highlander | 5 stars | 3 | 9 |
| 2026 Toyota Highlander | 5 stars | NHTSA lists no count | NHTSA lists no count |
Source: NHTSA 5-Star Safety Ratings, Recalls and Complaints, fetched 2026-09-02 (National Highway Traffic Safety Administration, https://www.nhtsa.gov/nhtsa-datasets-and-apis). Star ratings are NHTSA's 5-Star Safety Ratings per tested vehicle variant; 'Not Rated' means NHTSA did not test that variant. Recall and complaint counts are the counts NHTSA computes for the make, model and model year on the fetch date.
What does Toyota Highlander insurance cost?
No public source prices a specific model. In 2023, the average U.S. driver spent $1,282 per insured vehicle on liability, collision and comprehensive coverage (NAIC Auto Insurance Database Report, 2023 data).
Your rate depends on your driving record, your ZIP code, the coverage you pick and the model year. Crash-test ratings, repair costs and theft claims for the model move the price as well. A quote is the only price for your Toyota Highlander.
About Toyota Highlander Insurance
The Toyota Highlander is a mid-size suv from Toyota. Toyota is a Japanese automaker. Its U.S. line includes the Camry and Corolla sedans, the RAV4 and Highlander SUVs, and the Tacoma pickup.
Insurers price the replacement value, the repair cost, the crash-test results and the theft claims of the Highlander. The model year moves the price as well: a newer year costs more to replace, and an older year can lack the safety equipment that earns a discount. Open a year page for the NHTSA-tested variants and their ratings.
Frequently Asked Questions
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