Toyota Highlander Insurance Cost
The Toyota Highlander is a mid-size suv with an average insurance cost of $1,850/yr. It carries a 5/5 NHTSA safety rating and low theft risk. See how costs break down by year below.
Quote My Highlander$1,850/yr
Avg. Annual Insurance
5/5 NHTSA
Safety Rating
Low
Theft Risk
Mid-size SUV
Body Type
Insurance Cost by Year — Toyota Highlander
About Toyota Highlander Insurance
The Toyota Highlander is a popular mid-size suv that averages $1,850/yr in annual insurance premiums. This places it above the national average of approximately $1,770 per year.
With a 5/5 NHTSA safety rating, the Highlander is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The low theft risk also helps keep comprehensive coverage affordable.
Insurance costs vary by model year — newer Highlanders (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.
Frequently Asked Questions
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