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Toyota Tacoma Insurance Cost

The Toyota Tacoma is a mid-size truck with an average insurance cost of $1,620/yr. It carries a IIHS Top Safety Pick safety rating and medium theft risk. See how costs break down by year below.

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$1,620/yr

Avg. Annual Insurance

IIHS Top Safety Pick

Safety Rating

Medium

Theft Risk

Mid-size Truck

Body Type

About Toyota Tacoma Insurance

The Toyota Tacoma is a popular mid-size truck that averages $1,620/yr in annual insurance premiums. This places it below the national average of approximately $1,770 per year.

With a IIHS Top Safety Pick safety rating, the Tacoma is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The medium theft risk also has a moderate impact on comprehensive coverage costs.

Insurance costs vary by model year — newer Tacomas (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.

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