2023 Volvo XC40 Insurance — Safety Ratings & Recalls
The 2023 Volvo XC40 is a luxury subcompact suv. NHTSA's overall rating for the tested variants is 5 stars (2 of 3 rated). NHTSA lists 4 recalls and no complaint count for this model year (NHTSA 5-Star Safety Ratings, Recalls and Complaints, fetched 2026-09-02).
Quote My 2023 XC405 stars
NHTSA Overall Rating
4
NHTSA Recalls
NHTSA lists no count
NHTSA Complaints
Luxury Subcompact SUV
Body Type
2023 Volvo XC40 — NHTSA Crash-Test Ratings by Variant
| Tested variant | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2023 Volvo XC40 B4 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2023 Volvo XC40 B5 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2023 Volvo XC40 Recharge Twin SUV AWD | Not rated by NHTSA | Not rated by NHTSA | Not rated by NHTSA | Not rated by NHTSA |
Source: NHTSA 5-Star Safety Ratings, Recalls and Complaints, fetched 2026-09-02 (National Highway Traffic Safety Administration, https://www.nhtsa.gov/nhtsa-datasets-and-apis). Star ratings are NHTSA's 5-Star Safety Ratings per tested vehicle variant; 'Not Rated' means NHTSA did not test that variant. Recall and complaint counts are the counts NHTSA computes for the make, model and model year on the fetch date.
What does 2023 Volvo XC40 insurance cost?
No public source prices a specific model. In 2023, the average U.S. driver spent $1,282 per insured vehicle on liability, collision and comprehensive coverage (NAIC Auto Insurance Database Report, 2023 data).
Your rate depends on your driving record, your ZIP code, the coverage you pick and the model year. Crash-test ratings, repair costs and theft claims for the model move the price as well. A quote is the only price for your 2023 Volvo XC40.
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