Volvo XC60 Insurance Cost
The Volvo XC60 is a luxury compact suv with an average insurance cost of $2,280/yr. It carries a IIHS Top Safety Pick+ safety rating and low theft risk. See how costs break down by year below.
Quote My XC60$2,280/yr
Avg. Annual Insurance
IIHS Top Safety Pick+
Safety Rating
Low
Theft Risk
Luxury Compact SUV
Body Type
Insurance Cost by Year — Volvo XC60
About Volvo XC60 Insurance
The Volvo XC60 is a popular luxury compact suv that averages $2,280/yr in annual insurance premiums. This places it above the national average of approximately $1,770 per year.
With a IIHS Top Safety Pick+ safety rating, the XC60 is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The low theft risk also helps keep comprehensive coverage affordable.
Insurance costs vary by model year — newer XC60s (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.
Frequently Asked Questions
How much does Volvo XC60 insurance cost?
The average insurance cost for a Volvo XC60 is $2,280/yr. Actual rates vary based on your model year, driving record, location, and coverage levels. Newer model years cost 5-10% more while older years can be 5-15% cheaper.
Is the Volvo XC60 expensive to insure?
Compared to the national average of about $1,770/yr, the Volvo XC60 at $2,280/yr is above average in insurance cost. As a luxury compact suv, it falls within the typical range for its class.
What is the Volvo XC60's safety rating?
The Volvo XC60 has a IIHS Top Safety Pick+ safety rating. Strong safety ratings can help lower your insurance premiums, as vehicles with better crash protection result in fewer and less severe injury claims.
Is the Volvo XC60 a theft target?
The Volvo XC60 has a low theft risk rating. Low theft risk helps keep your comprehensive coverage affordable.
How can I get cheap Volvo XC60 insurance?
Compare quotes from multiple carriers (Truvo compares 40+ for free), consider a higher deductible, maintain a clean driving record, bundle auto and home insurance, and ask about discounts for safety features, good student status, or low mileage.
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