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2024 BMW 3 Series Insurance Cost

The 2024 BMW 3 Series averages $2,280/yr in annual insurance premiums. At 2 years old, this luxury sedan costs the same as than the model's overall average of $2,280/yr.

Quote My 2024 3 Series

$2,280/yr

Avg. Annual Insurance

IIHS Top Safety Pick+

Safety Rating

High

Theft Risk

Luxury Sedan

Body Type

2 years old

Vehicle Age

Insurance Tips for Your 2024 BMW 3 Series

1

At 2 years old, the 2024 3 Series has depreciated enough that you might consider dropping comprehensive coverage if the car's value is low — but check your loan requirements first.

2

The 3 Series has a high theft risk. Installing an anti-theft device or GPS tracker can qualify you for a 5-15% discount on comprehensive coverage.

3

With a IIHS Top Safety Pick+ safety rating, ask your insurer about safety feature discounts — many carriers offer 5-10% off for vehicles with advanced driver assistance systems.

4

Bundle your auto and home (or renters) insurance to save 10-25% on both policies.

5

Compare quotes from at least 3-5 carriers. Rates for the same vehicle can vary by $500+ between companies.

Other BMW 3 Series Model Years

Frequently Asked Questions

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