2023 BMW 5 Series Insurance Cost
The 2023 BMW 5 Series averages $2,420/yr in annual insurance premiums. At 3 years old, this luxury sedan costs $130 less than the model's overall average of $2,550/yr.
Quote My 2023 5 Series$2,420/yr
Avg. Annual Insurance
IIHS Top Safety Pick+
Safety Rating
Medium
Theft Risk
Luxury Sedan
Body Type
3 years old
Vehicle Age
Insurance Tips for Your 2023 BMW 5 Series
At 3 years old, the 2023 5 Series has depreciated enough that you might consider dropping comprehensive coverage if the car's value is low — but check your loan requirements first.
The 5 Series's medium theft risk helps keep comprehensive coverage affordable.
With a IIHS Top Safety Pick+ safety rating, ask your insurer about safety feature discounts — many carriers offer 5-10% off for vehicles with advanced driver assistance systems.
Bundle your auto and home (or renters) insurance to save 10-25% on both policies.
Compare quotes from at least 3-5 carriers. Rates for the same vehicle can vary by $500+ between companies.
Frequently Asked Questions
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