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2020 BMW X5 Insurance — Safety Ratings & Recalls

The 2020 BMW X5 is a luxury mid-size suv. NHTSA's overall rating for the tested variants is 4 stars (1 of 3 rated). NHTSA lists 11 recalls and 107 complaints for this model year (NHTSA 5-Star Safety Ratings, Recalls and Complaints, fetched 2026-09-02).

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4 stars

NHTSA Overall Rating

11

NHTSA Recalls

107

NHTSA Complaints

Luxury Mid-size SUV

Body Type

2020 BMW X5 — NHTSA Crash-Test Ratings by Variant

Tested variantOverallFrontalSideRollover
2020 BMW X5 SUV RWDNot rated by NHTSA4 stars5 starsNot rated by NHTSA
2020 BMW X5 SUV AWD4 stars4 stars5 stars4 stars
2020 BMW X5 M SUV AWDNot rated by NHTSANot rated by NHTSANot rated by NHTSANot rated by NHTSA

Source: NHTSA 5-Star Safety Ratings, Recalls and Complaints, fetched 2026-09-02 (National Highway Traffic Safety Administration, https://www.nhtsa.gov/nhtsa-datasets-and-apis). Star ratings are NHTSA's 5-Star Safety Ratings per tested vehicle variant; 'Not Rated' means NHTSA did not test that variant. Recall and complaint counts are the counts NHTSA computes for the make, model and model year on the fetch date.

What does 2020 BMW X5 insurance cost?

No public source prices a specific model. In 2023, the average U.S. driver spent $1,282 per insured vehicle on liability, collision and comprehensive coverage (NAIC Auto Insurance Database Report, 2023 data).

Your rate depends on your driving record, your ZIP code, the coverage you pick and the model year. Crash-test ratings, repair costs and theft claims for the model move the price as well. A quote is the only price for your 2020 BMW X5.

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