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Honda HR-V Insurance Cost

The Honda HR-V is a subcompact suv with an average insurance cost of $1,480/yr. It carries a 5/5 NHTSA safety rating and low theft risk. See how costs break down by year below.

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$1,480/yr

Avg. Annual Insurance

5/5 NHTSA

Safety Rating

Low

Theft Risk

Subcompact SUV

Body Type

About Honda HR-V Insurance

The Honda HR-V is a popular subcompact suv that averages $1,480/yr in annual insurance premiums. This places it below the national average of approximately $1,770 per year.

With a 5/5 NHTSA safety rating, the HR-V is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The low theft risk also helps keep comprehensive coverage affordable.

Insurance costs vary by model year — newer HR-Vs (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.

Frequently Asked Questions

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