Honda HR-V Insurance Cost
The Honda HR-V is a subcompact suv with an average insurance cost of $1,480/yr. It carries a 5/5 NHTSA safety rating and low theft risk. See how costs break down by year below.
Quote My HR-V$1,480/yr
Avg. Annual Insurance
5/5 NHTSA
Safety Rating
Low
Theft Risk
Subcompact SUV
Body Type
Insurance Cost by Year — Honda HR-V
About Honda HR-V Insurance
The Honda HR-V is a popular subcompact suv that averages $1,480/yr in annual insurance premiums. This places it below the national average of approximately $1,770 per year.
With a 5/5 NHTSA safety rating, the HR-V is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The low theft risk also helps keep comprehensive coverage affordable.
Insurance costs vary by model year — newer HR-Vs (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.
Frequently Asked Questions
How much does Honda HR-V insurance cost?
The average insurance cost for a Honda HR-V is $1,480/yr. Actual rates vary based on your model year, driving record, location, and coverage levels. Newer model years cost 5-10% more while older years can be 5-15% cheaper.
Is the Honda HR-V expensive to insure?
Compared to the national average of about $1,770/yr, the Honda HR-V at $1,480/yr is below average in insurance cost. As a subcompact suv, it falls within the typical range for its class.
What is the Honda HR-V's safety rating?
The Honda HR-V has a 5/5 NHTSA safety rating. Strong safety ratings can help lower your insurance premiums, as vehicles with better crash protection result in fewer and less severe injury claims.
Is the Honda HR-V a theft target?
The Honda HR-V has a low theft risk rating. Low theft risk helps keep your comprehensive coverage affordable.
How can I get cheap Honda HR-V insurance?
Compare quotes from multiple carriers (Truvo compares 40+ for free), consider a higher deductible, maintain a clean driving record, bundle auto and home insurance, and ask about discounts for safety features, good student status, or low mileage.
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