2021 Honda HR-V Insurance Cost

The Honda HR-V carries a 5/5 NHTSA safety rating. While this model year may lack some newer safety technologies, it still offers solid crash protection.

It depends on your car's current value. A 5 years old HR-V has depreciated but may still be worth protecting with full coverage, especially if you have a loan.

Older vehicles are cheaper to insure because they've depreciated significantly. The lower replacement value means insurers pay out less on total loss claims.

Compare quotes from multiple carriers (Truvo compares 40+ for free), raise your deductible to $1,000, maintain a clean driving record, bundle policies, and take advantage of discounts for safety features, low mileage, or good student status.