2021 Hyundai Elantra Insurance Cost
The 2021 Hyundai Elantra averages $1,170/yr in annual insurance premiums. At 5 years old, this compact sedan costs $210 less than the model's overall average of $1,380/yr.
Quote My 2021 Elantra$1,170/yr
Avg. Annual Insurance
IIHS Top Safety Pick+
Safety Rating
High
Theft Risk
Compact Sedan
Body Type
5 years old
Vehicle Age
Insurance Tips for Your 2021 Hyundai Elantra
At 5 years old, the 2021 Elantra has depreciated enough that you might consider dropping comprehensive coverage if the car's value is low — but check your loan requirements first.
The Elantra has a high theft risk. Installing an anti-theft device or GPS tracker can qualify you for a 5-15% discount on comprehensive coverage.
With a IIHS Top Safety Pick+ safety rating, ask your insurer about safety feature discounts — many carriers offer 5-10% off for vehicles with advanced driver assistance systems.
Bundle your auto and home (or renters) insurance to save 10-25% on both policies.
Compare quotes from at least 3-5 carriers. Rates for the same vehicle can vary by $500+ between companies.
Frequently Asked Questions
How much does 2021 Hyundai Elantra insurance cost?
A 2021 Hyundai Elantra costs an average of $1,170/yr to insure. This is $210 less than the model's overall average of $1,380/yr because older vehicles have lower replacement values.
Is the 2021 Hyundai Elantra safe?
The Hyundai Elantra carries a IIHS Top Safety Pick+ safety rating. While this model year may lack some newer safety technologies, it still offers solid crash protection.
Should I get full coverage on a 2021 Hyundai Elantra?
It depends on your car's current value. A 5 years old Elantra has depreciated but may still be worth protecting with full coverage, especially if you have a loan.
Why is 2021 Hyundai Elantra insurance cheaper than average?
Older vehicles are cheaper to insure because they've depreciated significantly. The lower replacement value means insurers pay out less on total loss claims.
How can I save on my 2021 Hyundai Elantra insurance?
Compare quotes from multiple carriers (Truvo compares 40+ for free), raise your deductible to $1,000, maintain a clean driving record, bundle policies, and take advantage of discounts for safety features, low mileage, or good student status.
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