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Jeep Wrangler Insurance Cost

The Jeep Wrangler is a off-road suv with an average insurance cost of $1,920/yr. It carries a 4/5 NHTSA safety rating and high theft risk. See how costs break down by year below.

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$1,920/yr

Avg. Annual Insurance

4/5 NHTSA

Safety Rating

High

Theft Risk

Off-Road SUV

Body Type

About Jeep Wrangler Insurance

The Jeep Wrangler is a popular off-road suv that averages $1,920/yr in annual insurance premiums. This places it above the national average of approximately $1,770 per year.

With a 4/5 NHTSA safety rating, the Wrangler is considered a safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The high theft risk also contributes to higher comprehensive coverage premiums.

Insurance costs vary by model year — newer Wranglers (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.

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