Jeep Wrangler Insurance Cost
The Jeep Wrangler is a off-road suv with an average insurance cost of $1,920/yr. It carries a 4/5 NHTSA safety rating and high theft risk. See how costs break down by year below.
Quote My Wrangler$1,920/yr
Avg. Annual Insurance
4/5 NHTSA
Safety Rating
High
Theft Risk
Off-Road SUV
Body Type
Insurance Cost by Year — Jeep Wrangler
About Jeep Wrangler Insurance
The Jeep Wrangler is a popular off-road suv that averages $1,920/yr in annual insurance premiums. This places it above the national average of approximately $1,770 per year.
With a 4/5 NHTSA safety rating, the Wrangler is considered a safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The high theft risk also contributes to higher comprehensive coverage premiums.
Insurance costs vary by model year — newer Wranglers (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.
Frequently Asked Questions
How much does Jeep Wrangler insurance cost?
The average insurance cost for a Jeep Wrangler is $1,920/yr. Actual rates vary based on your model year, driving record, location, and coverage levels. Newer model years cost 5-10% more while older years can be 5-15% cheaper.
Is the Jeep Wrangler expensive to insure?
Compared to the national average of about $1,770/yr, the Jeep Wrangler at $1,920/yr is above average in insurance cost. As a off-road suv, it falls within the typical range for its class.
What is the Jeep Wrangler's safety rating?
The Jeep Wrangler has a 4/5 NHTSA safety rating. Strong safety ratings can help lower your insurance premiums, as vehicles with better crash protection result in fewer and less severe injury claims.
Is the Jeep Wrangler a theft target?
The Jeep Wrangler has a high theft risk rating. Higher theft risk means comprehensive coverage will be more expensive. Consider anti-theft devices for potential discounts.
How can I get cheap Jeep Wrangler insurance?
Compare quotes from multiple carriers (Truvo compares 40+ for free), consider a higher deductible, maintain a clean driving record, bundle auto and home insurance, and ask about discounts for safety features, good student status, or low mileage.
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