Kia K5 Insurance Cost
The Kia K5 is a mid-size sedan with an average insurance cost of $1,520/yr. It carries a IIHS Top Safety Pick safety rating and medium theft risk. See how costs break down by year below.
Quote My K5$1,520/yr
Avg. Annual Insurance
IIHS Top Safety Pick
Safety Rating
Medium
Theft Risk
Mid-size Sedan
Body Type
Insurance Cost by Year — Kia K5
About Kia K5 Insurance
The Kia K5 is a popular mid-size sedan that averages $1,520/yr in annual insurance premiums. This places it below the national average of approximately $1,770 per year.
With a IIHS Top Safety Pick safety rating, the K5 is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The medium theft risk also has a moderate impact on comprehensive coverage costs.
Insurance costs vary by model year — newer K5s (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.
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