Lexus Insurance Cost — Average Rates by Model
Lexus is Toyota's luxury division, known for whisper-quiet cabins, legendary reliability, and top-tier customer satisfaction. Insurance costs are moderate for the luxury segment thanks to Toyota's reliable engineering foundation.
Get a Lexus Insurance Quote$2,250/yr
Average Annual Cost
Japan
Country of Origin
5
Models Compared
$2,150/yr
Cheapest (ES)
About Lexus Insurance
Lexus is Toyota's luxury division, known for whisper-quiet cabins, legendary reliability, and top-tier customer satisfaction. Insurance costs are moderate for the luxury segment thanks to Toyota's reliable engineering foundation.
Insurance costs for Lexus vehicles range from $2,150/yr for the ES (Luxury Sedan) to $2,550/yr for the GX (Luxury SUV). The model you choose is one of the biggest factors — a ES can save you $400 per year compared to a GX.
Frequently Asked Questions
How much does Lexus insurance cost on average?
The average Lexus insurance premium is $2,250/yr. Costs range from $2,150/yr for the ES to $2,550/yr for the GX, depending on the model, year, and your personal driving profile.
What is the cheapest Lexus to insure?
The Lexus ES is typically the cheapest to insure at an average of $2,150/yr. Its luxury sedan classification, IIHS Top Safety Pick+ safety rating, and low theft risk all contribute to lower premiums.
What is the most expensive Lexus to insure?
The Lexus GX has the highest average insurance cost at $2,550/yr. As a luxury suv, it has higher repair costs and replacement value, which drives up premiums.
Does Lexus's safety rating affect insurance?
Yes. Lexus vehicles generally earn strong safety ratings, which can qualify you for insurance discounts. Models with IIHS Top Safety Pick+ ratings may see lower premiums compared to vehicles with lower ratings.
How can I save on Lexus insurance?
Compare quotes from multiple carriers (Truvo compares 40+ for free), choose a model with lower insurance costs, maintain a clean driving record, bundle your auto and home policies, and ask about available discounts like safe driver or anti-theft device discounts.
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