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Lexus RX Insurance Cost

The Lexus RX is a luxury mid-size suv with an average insurance cost of $2,350/yr. It carries a IIHS Top Safety Pick+ safety rating and medium theft risk. See how costs break down by year below.

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$2,350/yr

Avg. Annual Insurance

IIHS Top Safety Pick+

Safety Rating

Medium

Theft Risk

Luxury Mid-size SUV

Body Type

About Lexus RX Insurance

The Lexus RX is a popular luxury mid-size suv that averages $2,350/yr in annual insurance premiums. This places it above the national average of approximately $1,770 per year.

With a IIHS Top Safety Pick+ safety rating, the RX is considered a very safe vehicle by insurers. Strong safety ratings can qualify you for discounts with many carriers. The medium theft risk also has a moderate impact on comprehensive coverage costs.

Insurance costs vary by model year — newer RXs (2026-2025) cost about 5-10% more due to higher replacement values, while older models (2020-2021) can be 10-15% cheaper as they depreciate.

Frequently Asked Questions

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